life3 min read
Should you cancel or downgrade your credit card?
Learn how to downgrade or product change your credit card to avoid annual fees without damaging your credit score. Protect your credit age and history.
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Groundwork ResearcherDowngrading your credit card to a no-fee version within the same issuer preserves your account age and total credit limit, protecting your credit score. Call your issuer to ask for a 'product change' before deciding to close an account permanently.
Learn how to downgrade or product change your credit card to avoid annual fees without damaging your credit score. Protect your credit age and history.
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