Based on reporting by NerdWallet Personal Finance. Research, structure, and fact-checking by Groundwork.
Understand how points and miles values have changed in 2026 and maximize your rewards with our guide to the best credit cards and loyalty programs.
Based on reporting by NerdWallet Personal Finance. Research, structure, and fact-checking by Groundwork.
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The value of points and miles has changed significantly in 2026, with some programs experiencing devaluations while others have seen their values increase. As a result, it's essential to understand how these changes impact your points strategy and which cards offer the most value.
The value of American Airlines AAdvantage miles is now higher than any other domestic airline, with a value of 1.7 cents per mile, while World of Hyatt points remain the highest-value hotel currency at 1.8 cents per point.
In 2026, the value of loyalty program miles has changed as follows:
Similarly, the value of loyalty program points has changed as follows:
“The changes in points and miles values highlight the importance of regularly reviewing your points strategy and adapting to these changes to maximize your rewards and achieve your travel goals.”
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David Sterling (2026). How Points and Miles Values Changed in 2026: A Guide to Maximizing Your Rewards. Groundwork. Retrieved from https://gworky.com/article/points-miles-values-changed-in-2026
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moneyThe value of American Airlines AAdvantage miles is now 1.7 cents per mile.
David Sterling is a personal finance writer covering mortgages, banking, insurance, and investing for Groundwork. He turns complex financial research into practical decisions.
| 0.8 |
| Wyndham Rewards | 0.7 | 0.7 |
| IHG One Rewards | 0.6 | 0.6 |
| Hilton Honors | 0.4 | 0.4 |
The changes in points and miles values have significant implications for your points strategy. Here are some key takeaways:
To maximize your rewards, consider the following cards:
To make the most of your points and miles, it's essential to understand how their values have changed in 2026. By considering the new valuations and choosing the right cards, you can maximize your rewards and make the most of your travel budget.
The changes in points and miles values highlight the importance of regularly reviewing your points strategy. By staying informed and adapting to these changes, you can make the most of your rewards and achieve your travel goals.
World of Hyatt has the highest-value points at 1.8 cents per point.
Transferring points to high-value programs can increase the value of your rewards and provide more flexibility in your points strategy.
The Ink Business Preferred Credit Card offers a large bonus, flexibility, and high-end perks that make it an excellent choice for business travelers.
The value of Marriott Bonvoy points has decreased to 0.7 cents per point.
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