Aeroplan Card's Best-Ever Offer: Earn Up to 115,000 Bonus Points

Aeroplan Card Welcome Offer

The Chase Air Canada Aeroplan Credit Card has recently undergone a major refresh, adding several valuable travel perks while increasing its annual fee from $95 to $195. New and existing cardmembers now receive automatic Aeroplan 25K status with no spending requirement, 15% savings on eligible Air Canada award flights, and up to $100 in annual Air Canada statement credits.

For a limited time, new cardmembers can earn up to 115,000 bonus Aeroplan points: 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening, plus an additional 40,000 bonus points after spending $20,000 on purchases in the first 12 months from account opening.

Earn Up to 115,000 Bonus Aeroplan Points

To earn the full 115,000 bonus points, you'll need to meet the following spending requirements:

1. Spend $4,000 on purchases within the first three months from account opening to earn 75,000 bonus points.
2. Spend $20,000 on purchases within the first 12 months from account opening to earn an additional 40,000 bonus points.

Is the Welcome Offer Worth It?

TPG's September 2026 valuations place Aeroplan points at 1.5 cents apiece, making this welcome offer worth $1,725. However, earning the full bonus requires $20,000 in spending during the first year, so before applying, consider whether that spending requirement fits naturally into your budget.

Meeting the Minimum Spending Requirement

If you are eligible, check out our ideas for quickly meeting a minimum spending requirement, including:

• Prepaying insurance
• Rent
• Taxes
• to earn the entire welcome offer.

Aeroplan Card Earning Rates

Beyond its welcome offer, the Aeroplan card earns bonus points across several travel and everyday spending categories:

Eligible Air Canada Purchases

• Up to 5 points per dollar spent on eligible Air Canada purchases

• 3 points from the card + 2 additional points from Air Canada when traveling as an Aeroplan 25K member

Travel Purchases

• 3 points per dollar on travel purchases other than Air Canada

Grocery Stores and Dining

• 3 points per dollar spent at grocery stores and dining (through Dec. 31, 2026)
• 2 points per dollar spent at grocery stores and dining (starting Jan. 1, 2027)

Gas Station Purchases

• 2 points per dollar on gas station purchases

Other Purchases

• 1 point per dollar spent on other purchases

Is the Aeroplan Card Right for You?

The Aeroplan card is a great option for those who frequently travel with Air Canada or want to earn points on their everyday purchases. However, it's essential to consider the annual fee and whether the earning rates and benefits align with your spending habits.

Contingency Planning

Before applying for the Aeroplan card, consider the following:

• Chase's 5/24 rule: You will likely not be approved if you have opened five or more personal cards in the past 24 months, regardless of which issuer they're from.
• Spending requirements: Make sure you can meet the minimum spending requirements to earn the full welcome offer.
• Earning rates: Consider whether the earning rates on the Aeroplan card align with your spending habits.

The Aeroplan card's best-ever offer is a significant opportunity to earn up to 115,000 bonus points. However, it's essential to carefully consider the spending requirements, earning rates, and annual fee before applying. By understanding the card's benefits and drawbacks, you can make an informed decision about whether the Aeroplan card is right for you.